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The most stressed profession has been revealed as the Insurance industry. Workers in insurance are more strained than any other profession, a recent survey has revealed.

In the survey of 3000 employees by leading healthcare cash plan provider Medicash, one in ten Brits admitted to hitting the bottle most days and 53% said that they often needed a drink at the end of the day.

The study exposed the professions in which the employee is most likely to opt for a drink. Insurance workers were also amid those most likely to turn to drink at the end of a demanding day with one if four admitting to hitting the bottle most evenings. Construction workers were ten times more probable than those working in research and development research and development to hit the bottle, whilst one in five insurance workers said stress meant they needed a drink to relax at the end of the day.

The survey also revealed one in three insurance employees has broken down in tears at work due to stress related issues and 17% have said that they are frequently so stressed that they have to call in sick.

Sue Weir, chief executive of Medicash said: “Small amounts of pressure at work can enhance our performance but if that pressure becomes unremitting it can lead to sickness and long term absenteeism which is not good for either employer or employees. Incorporating healthy eating and exercise into your daily routine is one way to break this cycle.”

Health workers and Teachers are the most likely to have broken down in tears at work while lawyers and those working in recruitment are the most likely to keep a cool head under pressure with 11% claiming to be able to keep a cool head at times of stress.

Teachers and those working in health are the most likely to have broken down in tears at work whereas lawyers are the most likely to keep a cool head under pressure with 11% claiming never to experience stress.

She added: “If you frequently experience stress at work it’s imperative to extend strategies to help you cope. With almost half of those surveyed claiming that there wasn’t anybody at work they could confide in. It has become clear that many employers would benefit from putting measures in place to look after the emotional health of their workers.

Now is the time to take advantage of cash plans as it means you will always have help with the cost of remaining healthy. A medical plan is a good idea if you require basic cover for day to day health care.

A cash health plan is a low premium healthcare plan that pays money towards a variety of different treatments. Cash is paid out if you are taken into hospital or need to see a specialist, require treatment at the opticians or dentist or wish to make use of alternative therapies such as acupuncture of treatment like physiotherapy. Cash health plans are there for the everyday health expenses we all expect to have to spend money on.

Cash health plans are aimed to encourage people to receive early and prompt treatment in order to resolve any medical/dental or optical problems quickly. Some plans offer extra benefits such as critical illness cover, accidental death cover and help with funeral costs.

Usually this type of plan is paid monthly via direct debit on a rolling contract.

There are lots of differences between a cash health plan and medical insurance. Medical insurance will help pay towards operations and other treatment received which a cash health plan will not. Some people choose cash health plans as they are offered as part of a corporate scheme.

Originally health cash plans were just for use in hospital but now they are much more useful and are becoming much more popular.

There are certain restrictions with cash health plans as they are there purely to help with the cost of treatment rather than to arrange treatment. Finding where to have the treatment and arranging appointment times is up to you.

Generally most cash health plans do not cover all of your expenses and they also come with an annual limit of what you can spend. At the start of your policy you will usually need to have been paying into your agreement for between three and six months before you are eligible to claim for any treatments.

It is a good idea to take advantage of a medical health plans as it means you will always have help with the cost of remaining healthy. A medical health plan is a good idea if you require basic cover for day to day health care.

Workers in small business are expected to take as much as 50% of their time off work as a result of anxiety. But despite being exposed to higher stress levels, their employers are not offering the support resources they require to cope

Furthermore, if you work in a small business than statistically you are twice as likely as an employee in a larger company to resort to drink due to occupational stress.

Medicash, a leading healthcare provider recently released findings of a survey of 3000 people. The findings disclose that 17% of workers in small business feel so stressed that they need a glass of alcohol related substances to deal with daily pressures, compare to only 8% in larger companies.

Statistics from the survey revealed that tier counterparts in larger businesses are more likely to have access to benefits such as subsidised gym membership, telephone counselling and/or face to face counselling.

Chief executive at Medicash Sue Weir, suggested: ‘The Smaller company frequently do not have the time or reserve to dedicate to a member of staffs work related issues and yet continued levels of strain in employees can lead to long term sickness which is good for either the business or the member of staff.

A preventative approach to managing stress levels within a smaller organisation should be encouraged by determining initiatives combat stress levels. This has proven to provide both the business and the employee with benefits that help the employee’s health and the business bottom line.

The survey also revealed that small business workers are more likely to claim that they have been bullied at work than their counterparts, with one in five claiming that they have trouble sleeping at least one night every week due to work related issues.

1. Unreasonable customers 2. Intermittent Internet connection 3. Constant phone calls 4. Colleague relationships 5. Too much work on 6. Computer breakdown during work 7. Unreasonable boss 8. Work outside of your job spec 9. No working printer 10. Slow computer

One issue drawn from the survey is that workers admitted to bottling up feeling and issues as they did not wish to be seen as though they are under pressure and are unable to handle it.

Medicash’s Sue Weir added: ‘ This needn’t cost the earth and there are a number of simple and cost useful solutions such as free gym memberships and telephone counsel services which show an employers’ obligation to the emotional to the welfare of their workforce. With so many people hiding their stress levels, turning to drink and taking time off as a result of stress it’s more important than ever those employers encourage conversation as well as providing tools to help employees manage their stress levels. ‘

Top 10 stress inducers in a small business

1. Colleagues co-operation 2. Printer break down 3. Slow PC 4. Customer relations 5. Too much work 6. Unreasonable boss 7. PC Issues during work 8. Additional work loads 9. Poor web connection 10. Phone noise

Now is the time to take advantage of Company health plans as it means you will always have help with the cost of remaining healthy. A healthcare plan is a good idea if you require basic cover for day to day health care.

Over half the British workforce reach for the bottle at the end of the day as they feel so stressed, a recent survey has revealed.

In the survey of 3000 employees by leading healthcare cash plan provider Medicash, one in ten Brits admitted to hitting the bottle most days and 53% said that they often needed a drink at the end of the day.

The study exposed the professions in which the employee is most likely to opt for a drink. Construction workers were ten times more probable than those working in research and development research and development to hit the bottle, whilst one in five insurance workers said stress meant they needed a drink to relax at the end of the day.

The problem is more apparent in smaller to medium sized enterprises, where onw in three admitted to a drink after work as a result of work related pressures. Men were also found to be twice as likely to drink.

Chief executive of Medicash, Sue Weir said: “Incorporating healthy eating and exercise into your daily routine is one way to break this cycle. Small amounts of alcohol may help you relax, but regularly relying on alcohol to lift your mood after a bad day can lead to long term dependence.”

As a nation, the survey suggested that we are more likely to sit in front of the TV with a drink than visit the gym to de-stress. However the exception to this are those workers in research and development, with 40% visiting the gym, whilst 20% of electronics workers use meditation compared to only 4% of bankers.

She added: “If you frequently experience stress at work it’s imperative to extend strategies to help you cope. With almost half of those surveyed claiming that there wasn’t anybody at work they could confide in. It has become clear that many employers would benefit from putting measures in place to look after the emotional health of their workers.

“If you are frequently stressed at work then it’s imperative to develop strategies to help you deal with the causes. Nearly half of those surveyed claimed that there wasn’t anyone at work they could confide in, it’s clear that many employers would profit from putting methods in place to look after the emotional health of their workforce”. Added Sue Weir.

Now is the time to take advantage of a dental cash plan as it means you will always have help with the cost of remaining healthy. A healthcare plan is a good idea if you require basic cover for day to day health care.

US scientists today announced theta they have successfully developed the first synthetic living cell, a world first. The team of scientists and researches claim to have successfully added to a host cell a synthetic bacterium’s genetic software. The end result of this experiment was a host cell that looked and behaved like the impregnated synthetic DNA, which was effectively being dictated.

Critics have spoken out about the dangers of developing synthetic life forms and have heavily criticized the experiment, which has been billed as a scientific breakthrough.

Researchers hope to further develop the breakthrough to eventually create cells that can provide fuels, medicine and even combat and absorb harmful greenhouse effect gasses.

Dr Craig Venter of the J Craig Venter Institute (JCVI) based in Maryland and California led the team. He has previously led his scientific colleagues to make another synthetic based genome, which was successfully transplanted from one bacterium to another.

However the scientists have now been able to put together both methods to create what they call a synthetic cell, although only its genome is truly synthetic. Dr Venter likened the advance to making new software for the cell.

To develop the genome they used synthesis machines to construct a copy of an existing bacterium and then chemically constructed their copy.

Once the transplant was completed the bacteria went on to replicate itself over a billion times and in doing so it produced copies of itself that controlled the host cell. The team of scientists hopes to further develop their methods in the hope they can develop a cell that can then perform functions of some value.

The team of scientists are currently collaborating and working with some pharmaceutical companies.

Now is the time to take advantage of a cash plans as it means you will always have help with the cost of remaining healthy. A health cash plans is a good idea if you require basic cover for day to day health care.

The current turmoil of global finances has had a direct impact on the UK economy. Unsurprisingly, this has had a subsidiary consequence into the mental state of our UK workforce. Investigation has shown that the downturn has dealt a blow to the mental well being of the UK working population. There has been a noteworthy amplification in the amount of the working population that has made appointments to see their GP. Furthermore a vast increase in the number of prescriptions handed out for antidepressants has been seen.

These findings, which have been highlighted by a leading British mental health charity (MIND), have indicated that these stressed induced problems can be linked directly to the pressures of the current recession on the workforce. With issues such as worry over job loss, additional work and unpaid overtime being performed due to colleague job losses and other work related pressures as businesses tighten their belts.

According to the findings of a survey of over 2000 employees:

10% of the workforce has visited their GP.

28% of the working population where putting in more hours of work each week.

10% of the workforce has visited their GP.

50% informed there was a slump in morale.

Only 38% of the workforce says their current employer is providing enough support.

Approximately 1/3 said employees were competing against one another.

New government figures coincide directly with the findings of the poll which have revealed the largest documented increase in antidepressant prescriptions of year on year. With 40 million prescriptions being issued in 2009, approximately 4 million more than in 2009.

Stress of course is nothing new in the workplace. It is a well known fact that stress and stress related mental health issues have for a long time affected a proportion of the UK workforce’s psychological wellbeing. However, this has been magnified during the recession pushing some workers over their limits.

Now is the time to take advantage of a family health plan as it means you will always have help with the cost of remaining healthy. Health cash plans are a good idea if you require basic cover for day to day health care.

The NHS this week admitted they are considering a cash plan style option of financial incentives to encourage a healthier style of life for UK citizens. Some areas have undertaken their own schemes and they report that the results have given some encouragement.

The National Institute for Health and Clinical Excellence (NICE) believes the measures may help to tackle obesity, smoking and drinking. NICE has described rewarding lifestyle changes as an idea whose time has come, and want to gather additional evidence before a formal recommendation.

NICE have previously considered similar schemes, with one of the schemes being incentives to help beat addiction in drug abusers.

In an earlier interview with the BBC, NICE’s head of public health, Professor Mike Kelly said “We will want to see evidence that it provides value for money, there is a question over whether behavior is sustained when incentives end”.

Head of public health for NICE, Professor Mike Kelly says; “We will want to see evidence that it provides value for money, there is a question over whether behavior is sustained when incentives end. Humans respond to incentives, we know that. What we now need to see is whether the economic behavior can be repeated in terms of health behavior. It is an idea whose time has come.”

Upon NICE backing a cash plan style scheme, recommendations for the plan covering England and Wales are still around a year away at least.

The National Institute for Health and Clinical Excellence are working closely with a team of London experts from King’s College, the London School of Economics and Queen Mary University to perform research into the proposals. They are reviewing data on cash plan initiatives and they plan to perform o trials in the future.

Now is the time to take advantage of a cash plan as it means you will always have help with the cost of remaining healthy. A health cash plan is a good idea if you require basic cover for day to day health care.

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With the cost of living constantly increasing paying into a cash health plan makes sense. Cash health plans aim to help pay towards everyday healthcare such as dentist work, optical treatment and sometimes alternative therapies. The cost of these treatments can often mount up so taking advantage of cash health plan can help towards the bills.

With a health cash plan you are covered for a range of routine treatments that are either discounted or paid for in full. You are covered up to a capped annual policy limit. With a cash health plan you must keep to an annual maximum amount of spend which is outlined in your plan.

There are many benefits of having a cash health plan usually including optician fees such as sight tests, glasses and contact lenses and dentist fees. Some plan’s also offer discounted health club membership and alternative therapies such as acupuncture.

By paying a regular amount into your cash health plan you will be covered against a range of benefits and alternative therapies after a qualifying period of between 3- 6 months. The more you pay into a plan the more annual spend you will have to use.

Cash health plans are not the same as having a health insurance policy. Cash health plans are in place to cover you for routine everyday healthcare only. A cash health care plan is a good idea if you have good general health but wish to help spread the cost of routine treatment.

Many companies offer corporate cash health plans as taking the stress out of paying for such treatments has been proven to increase the happiness of staff. Taking the stress out of essential healthcare can benefit people greatly.

To make sure you are covered for routine medical expenses take out a Health Plan. This article was written on behalf of medicash by Prodo a provider of SEO services in Chester